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23th Anniversary!
DRF Dayton Retired Firefighters
Dayton, OH  USA
Monday November 9, 2026
2001
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This web site is available at: www.daytonfireretirees.org

This site is operated and funded by members of our class.
Class Administrator: Brad Nickels
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Event Announcement!

Retiree Luncheon (3rd Wednesday)

Wednesday,  November  18,  2026  -  11:00 am

Milton Club 640 Cosler Rd, Dayton OH 45403  

Lunch open to anyone retired, active or associated with Dayton Fire Department and surrounding areas... sort of a AMAR lunch?


Hope to see all of you there
Sincerely,
Jim Dunham
 

Event Contact: Jim Dunham


Drug Plan on Double secret probation, you can chan

Monday,  November  23,  2026

Medicare: If you purchased the Cigna Saver Prescription drug plan in the last 2-years or so, you may have discovered Cigna is now Healthspring and your monthly premium went from $15.70 to $65.70 if you did not change your Part D Prescription Drug Plan (PDP) last fall. The OP-F broker did not notify. Please remember to look at your drug plan every year as OP-F allows alight to steer you away from all your options to extort your business for the stipend. In 2026 there are 10ea Part D plans available, OP-F allowed alight to ban four of those plans. One is a ZERO dollar plan.
THE GOOD NEWS: (short version) Healthspring is on double secret probation as a 2.5 star plan so, you can move your drug plan anytime in 2026 to the Wellcare Saver $7.60 (3-star) plan. If alight/AON is your agent of record, sold you the plan, contact them and tell them you would like to use the star-rating and enroll in another plan (3-star or better) if appropriate for you. We have made the alight change and it does work, you may need to ask for an alight supervisor.
 


ACA Marketplace update: 17FEB

Tuesday,  December  1,  2026

ACA Marketplace, like many of us our premiums have doubled waiting on Congress to do their job. The government shut-down last fall was over extending market place benefits.
Currently the House has approved a 3-year extension. The senate has not moved on anything as we look at another shut-down. In the meantime 1.2 million souls have flat out lost health care as their premiums have jump from the $800s to over $1650/month for crappy HMO insurance. From what I have read our own Freshman senator: Senator Moreno appears to have put himself in charge of the process. Emails from him are the standard "I want to hear from constituents", not responding to my emails. Our other Senator: Jon Husted was not elected by the people, he was placed in JD Vance's seat by Dewine after JD went to Washington. Senator Husted seat is up for election during mid-terms this fall. They can be contacted:

Bernie Moreno: 202-224-2315 or https://www.moreno.senate.gov/contact/
Jon Husted: 202-224-3353 or https://www.husted.senate.gov/contact/contact-jon/

Please remember the Ohio Police and Fire Pension as well as Ohio Public Employees System have brought this down on us. The pensions are the problem.

Stay safe and look out for one another... no one else will.
 


Humana Part C and Medicare out of OSU Wexner Medic

Monday,  December  7,  2026

This does not affect Medical Supplement Plans

This means the Ohio State Wexner Medical Center and The James services, physicians, care teams and facilities will be out of Humana�s network beginning Thursday, Oct. 1, 2026.

Humana has a 90-day legal obligation to cover after 1OCT. This will take you through Medicare Open Enrollment 15OCT to 7DEC2026 to change Advantage plans for the 2027 plan year.

Please note: If you only have a Medicare Advantage Plan (Part C) through alight, due to OP-F extortion rules, you will are required to change plans through the alight to protect your stipend and of course, alights commissions. (agent of record).

This does not affect Humana Medical Supplement Plans
 

More Information: Click To Open


2027 Medicare Drug plans OP-F/alight steering

Monday,  December  7,  2026

There are 9 Medicare Part D drug plans available for 2027. OP-F allows alight to steer you to only 4 plans toward your stipend.

They appear to be the most expensive and all 4 have the lowest quality star ratings from Medicare.

If you like your current plan... "as long as the insurance company is offering the plan next year and you are up to date on premium payments, you can keep your plan. You must be enrolled in either a medical or prescription drug plan through Alight in order to be eligible for the stipend. https://op-f.org/RetiredMembers/ALIGHTHRAFAQ

Example: alight banned the Wellcare Value script again for the new member 2027 stipend eligibility. If you already have that plan you can keep it and the premium went down to $5.30/month.

New members choices will be one $15.70 plan or the other 3 plan premiums that start over $127 and go to $200.4 per month.
 

More Information: Click To Open


FlapJacks with the Fat Man

Saturday,  December  12,  2026

Activity Center  

Time TBA  


CareSource exiting the Ohio ACA Marketplace for 20

Tuesday,  December  15,  2026

Just a reminder that CareSource will be exiting the Ohio ACA Marketplace for 2027. As a result, any current ACA business have with CareSource will not be renewing and will need to be transitioned to one of the remaining marketplace carriers for 2027.

Marketplace Carriers

Ambetter (Buckeye Community Health Plan)
Anthem
Antidote
Oscar
UnitedHealthcare
 


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Class News

10/3/2026
IAFF Fire Fighter Memorial. Rod McElwain video
Dayton Firefighter Rod McElwain placed on IAFF Fallen Firefighters Memorial in Colorado Springs. 19SEP2026 https://www.youtube.com/live/ngQuXOR_rt0 . . .  Continued

7/18/2026
New Ohio law will create 15-foot buffer zone for police, other first responders
https://www.wkbn.com/news/ohio/new-ohio-law-will-create-15-foot-buffer-zone-for-police-other-first-responders/amp/ . . .  Continued

10/17/2025
Thin Blue Line Outstanding Bills
The Ohio Attorney Generals office stated that the Ohio Department of Insurance is handling this issue. Go to Ohioattorneygeneral.gov then search Thinbluelineinsurance and the first entry . . .  Continued

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Our Class Message Board

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  DC Dave Morris health nursing home visit Brad Nickels

  DC David Morris is in Ashton Grove nursi

Fri 6/19/2026 2:41 AM

  Death Notice: Tom Whipp Brad Nickels

  Death Notice: Tom Whipp died today after

Thu 5/14/2026 8:15 PM

  Death Notice: Rod Arney Brad Nickels

  Rod Arney passed away Friday, 10APR2026

Fri 4/10/2026 11:32 PM

  Funeral: Tom Hand Brad Nickels

  Tom died 3MAR2026, No information availa

Tue 3/3/2026 7:50 PM

  Death Notice:David Bratton Brad Nickels

  Ret. DC David Bratton died Friday, 27FEB

Sun 3/1/2026 1:19 PM

  Memorial for David Wright Brad Nickels

  David Passed away unexpectedly last week

Mon 2/16/2026 9:34 PM

  George Anderson's Son Brad Nickels

  Retired Fire Investigator George Anderso

Thu 10/2/2025 4:55 PM

  Message Brad Nickels

  Rod McElwain died 9/27/2025 cardiac... n

Sat 9/27/2025 8:28 PM

  Brad Brad Nickels

  Jim Crabill is now living at The Indigo

Fri 9/12/2025 10:30 PM

  Death: Marvin Fleming Brad Nickels

  Melvin Fleming from building maintenance

Wed 8/13/2025 9:48 PM

  Bob Trimbach moved to Hospice Brad Nickels

  Deb Trimbach wanted me to share this wit

Thu 8/7/2025 2:18 PM

  Funeral: Dwight Anderson Brad Nickels

  Dwight Anderson passed away Wednesday,

Thu 2/6/2025 3:23 PM

  Funeral: Brad Nickels

  Lt. Bob (Archie) Cooter, 85 Passed away

Sun 10/13/2024 10:40 AM

  Larry West Brad Nickels

  Larry West had a massive heart attack a

Mon 7/29/2024 12:55 PM

  Charlie Phipps Update Brad Nickels

  Charlie is still at MVH, is now on a res

Mon 6/24/2024 10:42 AM

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Today's Featured Biography

 

 
Robert Smith


Retired from Dayton Fire Dept. after 36 years and 3 months of service. What an amazing experience. I wouldn't have traded one minute of it. I already miss that great big DFD family I lived with every third day. The most talented and wonderful people on the planet. That time went by way too fast, so enjoy each other every day. Thanks for all the great memories.
Bob

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Family News Summary
Enter your Family News Item choosing from our pre-defined categories:
Anniversary, Award, Birth, Death, Diagnosis, Engagement, Graduation, Lottery, Retirement, Vacation, Wedding, Other.

 Other  Bob Trimbach moved to Hospice, 7AUG25 Elizabeth
 Posted by: Brad Nickels

 8/8/2025

 Death  HOCKADAY (Flamm), Rosemarie "Rosie" Age 92, of Da
 Posted by: Brad Nickels

 7/22/2022

 Death  Snively, Mattthew D., 63, passed away Wednesday, M
 Posted by: Brad Nickels

 3/31/2017

 Death  Firefighter David D. Kimbler passed away March 25,
 Posted by: Brad Nickels

 3/28/2017

 Death   ENGLAND, Robert L. "Bob" Age 79, of Miami Townsh
 Posted by: Brad Nickels

 3/23/2017

 Death  Former Fire Director Herbert Redden passed away la
 Posted by: Brad Nickels

 12/21/2016

 Death  Carl (Tom) CORY 1923 - 2015 News Death Notice C
 Posted by: Brad Nickels

 7/13/2015

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23th Anniversary!

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